Call reports 2017
HENDERSON STATE BANK — 2017
What HENDERSON STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 276,317,000 | 270,892,000 | 265,694,000 | 262,676,000 |
| Total loans | 222,356,000 | 218,197,000 | 213,397,000 | 210,083,000 |
| Allowance for loan losses | 2,930,000 | 3,006,000 | 3,231,000 | 3,198,000 |
| Securities available for sale | 41,609,000 | 42,732,000 | 42,218,000 | 41,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,020,000 | 185,481,000 | 174,534,000 | 178,677,000 |
| Interest-bearing deposits | 163,620,000 | 168,991,000 | 160,585,000 | 159,273,000 |
| Noninterest-bearing deposits | 16,400,000 | 16,490,000 | 13,949,000 | 19,404,000 |
| Equity capital | 25,967,000 | 27,277,000 | 27,944,000 | 28,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,040,000 | 6,208,000 | 9,355,000 | 12,475,000 |
| Interest expense | 696,000 | 1,499,000 | 2,332,000 | 3,154,000 |
| Net interest income | 2,344,000 | 4,709,000 | 7,023,000 | 9,321,000 |
| Noninterest income | 82,000 | 181,000 | 288,000 | 402,000 |
| Noninterest expense | 1,034,000 | 2,110,000 | 3,196,000 | 4,244,000 |
| Provision for loan losses | 150,000 | 350,000 | 575,000 | 800,000 |
| Pretax income | 1,242,000 | 2,430,000 | 3,552,000 | 4,691,000 |
| Income tax | 402,000 | 753,000 | 1,132,000 | 1,434,000 |
| Net income | 840,000 | 1,677,000 | 2,420,000 | 3,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,251,000 | 27,063,000 | 27,765,000 | 28,402,000 |
| Total capital | 29,181,000 | 30,069,000 | 30,781,000 | 31,337,000 |
| Risk-weighted assets | 252,341,000 | 244,848,000 | 241,104,000 | 234,601,000 |