Call reports 2016
HENDERSON STATE BANK — 2016
What HENDERSON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 252,433,000 | 258,424,000 | 266,417,000 | 278,081,000 |
| Total loans | 209,311,000 | 213,799,000 | 219,647,000 | 227,688,000 |
| Allowance for loan losses | 2,234,000 | 2,384,000 | 2,549,000 | 2,788,000 |
| Securities available for sale | 32,168,000 | 33,159,000 | 33,955,000 | 34,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,822,000 | 170,653,000 | 168,771,000 | 181,692,000 |
| Interest-bearing deposits | 145,690,000 | 155,422,000 | 155,058,000 | 161,042,000 |
| Noninterest-bearing deposits | 15,132,000 | 15,231,000 | 13,713,000 | 20,650,000 |
| Equity capital | 24,388,000 | 25,228,000 | 25,795,000 | 25,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,828,000 | 5,747,000 | 8,753,000 | 11,656,000 |
| Interest expense | 593,000 | 1,212,000 | 1,857,000 | 2,525,000 |
| Net interest income | 2,235,000 | 4,535,000 | 6,896,000 | 9,131,000 |
| Noninterest income | 79,000 | 187,000 | 258,000 | 333,000 |
| Noninterest expense | 963,000 | 1,926,000 | 2,915,000 | 3,924,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 1,050,000 |
| Pretax income | 1,201,000 | 2,496,000 | 3,789,000 | 4,490,000 |
| Income tax | 405,000 | 840,000 | 1,271,000 | 1,541,000 |
| Net income | 796,000 | 1,656,000 | 2,518,000 | 2,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,145,000 | 24,808,000 | 25,464,000 | 25,548,000 |
| Total capital | 26,379,000 | 27,192,000 | 28,013,000 | 28,336,000 |
| Risk-weighted assets | 230,945,000 | 236,170,000 | 243,475,000 | 252,995,000 |