Call reports 2015
HENDERSON STATE BANK — 2015
What HENDERSON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 221,405,000 | 227,260,000 | 239,951,000 | 248,431,000 |
| Total loans | 189,515,000 | 193,026,000 | 202,571,000 | 207,744,000 |
| Allowance for loan losses | 1,753,000 | 1,828,000 | 1,933,000 | 2,084,000 |
| Securities available for sale | 21,412,000 | 23,667,000 | 25,312,000 | 28,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,072,000 | 146,286,000 | 150,256,000 | 160,422,000 |
| Interest-bearing deposits | 126,658,000 | 130,011,000 | 135,896,000 | 143,069,000 |
| Noninterest-bearing deposits | 17,414,000 | 16,275,000 | 14,360,000 | 17,353,000 |
| Equity capital | 21,757,000 | 22,447,000 | 23,268,000 | 23,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,579,000 | 5,200,000 | 7,897,000 | 10,717,000 |
| Interest expense | 425,000 | 866,000 | 1,326,000 | 1,853,000 |
| Net interest income | 2,154,000 | 4,334,000 | 6,571,000 | 8,864,000 |
| Noninterest income | 59,000 | 141,000 | 213,000 | 295,000 |
| Noninterest expense | 863,000 | 1,739,000 | 2,689,000 | 3,629,000 |
| Provision for loan losses | 75,000 | 150,000 | 255,000 | 405,000 |
| Pretax income | 1,296,000 | 2,607,000 | 3,860,000 | 5,146,000 |
| Income tax | 424,000 | 853,000 | 1,257,000 | 1,659,000 |
| Net income | 872,000 | 1,754,000 | 2,603,000 | 3,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,479,000 | 22,310,000 | 23,110,000 | 23,491,000 |
| Total capital | 23,232,000 | 24,138,000 | 25,043,000 | 25,575,000 |
| Risk-weighted assets | 208,262,000 | 213,740,000 | 223,953,000 | 229,327,000 |