Call reports 2014
HENDERSON STATE BANK — 2014
What HENDERSON STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 193,970,000 | 199,194,000 | 206,565,000 | 228,559,000 |
| Total loans | 163,835,000 | 166,713,000 | 172,945,000 | 193,318,000 |
| Allowance for loan losses | 1,595,000 | 1,624,000 | 1,647,000 | 1,677,000 |
| Securities available for sale | 20,380,000 | 22,072,000 | 22,746,000 | 22,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,377,000 | 130,656,000 | 134,669,000 | 150,781,000 |
| Interest-bearing deposits | 118,596,000 | 113,158,000 | 118,750,000 | 131,385,000 |
| Noninterest-bearing deposits | 15,781,000 | 17,498,000 | 15,919,000 | 19,396,000 |
| Equity capital | 16,995,000 | 17,529,000 | 17,943,000 | 20,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,310,000 | 4,690,000 | 7,181,000 | 9,725,000 |
| Interest expense | 388,000 | 782,000 | 1,164,000 | 1,560,000 |
| Net interest income | 1,922,000 | 3,908,000 | 6,017,000 | 8,165,000 |
| Noninterest income | 50,000 | 99,000 | 142,000 | 204,000 |
| Noninterest expense | 833,000 | 1,702,000 | 2,614,000 | 3,436,000 |
| Provision for loan losses | 12,000 | 42,000 | 72,000 | 102,000 |
| Pretax income | 1,127,000 | 2,263,000 | 3,473,000 | 4,831,000 |
| Income tax | 354,000 | 711,000 | 1,094,000 | 1,431,000 |
| Net income | 773,000 | 1,552,000 | 2,379,000 | 3,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,980,000 | 17,343,000 | 17,716,000 | 20,617,000 |
| Total capital | 18,575,000 | 18,967,000 | 19,363,000 | 22,294,000 |
| Risk-weighted assets | 176,063,000 | 180,923,000 | 189,417,000 | 208,399,000 |