Call reports 2013
HENDERSON STATE BANK — 2013
What HENDERSON STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 170,675,000 | 178,045,000 | 183,588,000 | 191,201,000 |
| Total loans | 141,475,000 | 150,685,000 | 155,128,000 | 159,945,000 |
| Allowance for loan losses | 1,358,000 | 1,433,000 | 1,525,000 | 1,585,000 |
| Securities available for sale | 18,041,000 | 17,909,000 | 18,526,000 | 18,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,878,000 | 126,857,000 | 117,568,000 | 129,894,000 |
| Interest-bearing deposits | 119,035,000 | 111,292,000 | 103,879,000 | 111,934,000 |
| Noninterest-bearing deposits | 18,843,000 | 15,565,000 | 13,689,000 | 17,960,000 |
| Equity capital | 14,628,000 | 14,988,000 | 15,546,000 | 16,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,076,000 | 4,219,000 | 6,428,000 | 8,753,000 |
| Interest expense | 390,000 | 759,000 | 1,123,000 | 1,491,000 |
| Net interest income | 1,686,000 | 3,460,000 | 5,305,000 | 7,262,000 |
| Noninterest income | 26,000 | 68,000 | 124,000 | 173,000 |
| Noninterest expense | 788,000 | 1,542,000 | 2,336,000 | 3,076,000 |
| Provision for loan losses | 45,000 | 105,000 | 165,000 | 225,000 |
| Pretax income | 879,000 | 1,881,000 | 2,928,000 | 4,134,000 |
| Income tax | 104,000 | 445,000 | 795,000 | 1,122,000 |
| Net income | 775,000 | 1,436,000 | 2,133,000 | 3,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,369,000 | 15,031,000 | 15,684,000 | 16,219,000 |
| Total capital | 15,727,000 | 16,464,000 | 17,209,000 | 17,804,000 |
| Risk-weighted assets | 149,118,000 | 158,315,000 | 163,759,000 | 174,572,000 |