Call reports 2012
HENDERSON STATE BANK — 2012
What HENDERSON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 153,696,000 | 156,153,000 | 163,668,000 | 168,639,000 |
| Total loans | 125,638,000 | 131,434,000 | 138,547,000 | 140,837,000 |
| Allowance for loan losses | 1,670,000 | 1,726,000 | 1,778,000 | 1,858,000 |
| Securities available for sale | 16,156,000 | 17,521,000 | 17,379,000 | 16,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,623,000 | 105,512,000 | 102,961,000 | 127,397,000 |
| Interest-bearing deposits | 97,776,000 | 95,096,000 | 92,458,000 | 108,493,000 |
| Noninterest-bearing deposits | 11,847,000 | 10,416,000 | 10,503,000 | 18,904,000 |
| Equity capital | 14,661,000 | 14,959,000 | 15,060,000 | 13,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,479,000 | 4,446,000 | 6,523,000 | 8,692,000 |
| Interest expense | 553,000 | 1,070,000 | 1,538,000 | 1,981,000 |
| Net interest income | 1,926,000 | 3,376,000 | 4,985,000 | 6,711,000 |
| Noninterest income | 100,000 | 188,000 | 265,000 | 298,000 |
| Noninterest expense | 633,000 | 1,319,000 | 2,082,000 | 2,807,000 |
| Provision for loan losses | 46,000 | 106,000 | 151,000 | 163,000 |
| Pretax income | 1,347,000 | 2,139,000 | 3,017,000 | 4,039,000 |
| Income tax | 450,000 | 720,000 | 1,012,000 | 1,354,000 |
| Net income | 897,000 | 1,419,000 | 2,005,000 | 2,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,475,000 | 14,697,000 | 14,668,000 | 13,601,000 |
| Total capital | 16,090,000 | 16,304,000 | 16,435,000 | 15,458,000 |
| Risk-weighted assets | 129,136,000 | 134,073,000 | 141,368,000 | 148,529,000 |