Call reports 2011
HENDERSON STATE BANK — 2011
What HENDERSON STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 151,510,000 | 150,992,000 | 151,530,000 | 160,621,000 |
| Total loans | 131,888,000 | 129,487,000 | 127,965,000 | 135,368,000 |
| Allowance for loan losses | 1,558,000 | 1,474,000 | 1,539,000 | 1,605,000 |
| Securities available for sale | 11,316,000 | 13,251,000 | 14,169,000 | 14,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,729,000 | 102,156,000 | 101,125,000 | 103,861,000 |
| Interest-bearing deposits | 90,663,000 | 93,217,000 | 90,822,000 | 91,425,000 |
| Noninterest-bearing deposits | 12,066,000 | 8,939,000 | 10,303,000 | 12,436,000 |
| Equity capital | 13,262,000 | 13,075,000 | 13,713,000 | 14,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,163,000 | 4,169,000 | 6,256,000 | 8,323,000 |
| Interest expense | 621,000 | 1,236,000 | 1,819,000 | 2,395,000 |
| Net interest income | 1,542,000 | 2,933,000 | 4,437,000 | 5,928,000 |
| Noninterest income | 103,000 | 191,000 | 284,000 | 354,000 |
| Noninterest expense | 672,000 | 1,304,000 | 1,953,000 | 2,596,000 |
| Provision for loan losses | 75,000 | 1,485,000 | 1,545,000 | 1,605,000 |
| Pretax income | 898,000 | 337,000 | 1,225,000 | 2,084,000 |
| Income tax | 278,000 | 57,000 | 364,000 | 684,000 |
| Net income | 620,000 | 280,000 | 861,000 | 1,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,401,000 | 13,060,000 | 13,557,000 | 14,448,000 |
| Total capital | 14,959,000 | 14,534,000 | 15,096,000 | 16,053,000 |
| Risk-weighted assets | 135,713,000 | 133,202,000 | 131,071,000 | 138,839,000 |