Call reports 2010
HENDERSON STATE BANK — 2010
What HENDERSON STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 146,213,000 | 144,341,000 | 148,848,000 | 153,383,000 |
| Total loans | 120,322,000 | 124,985,000 | 130,250,000 | 132,622,000 |
| Allowance for loan losses | 1,307,000 | 1,354,000 | 1,407,000 | 1,472,000 |
| Securities available for sale | 12,250,000 | 9,820,000 | 10,840,000 | 11,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,884,000 | 90,015,000 | 90,268,000 | 92,041,000 |
| Interest-bearing deposits | 85,882,000 | 82,652,000 | 83,162,000 | 81,756,000 |
| Noninterest-bearing deposits | 8,002,000 | 7,363,000 | 7,106,000 | 10,285,000 |
| Equity capital | 12,319,000 | 12,662,000 | 12,272,000 | 12,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,942,000 | 3,988,000 | 5,913,000 | 8,025,000 |
| Interest expense | 687,000 | 1,392,000 | 2,070,000 | 2,724,000 |
| Net interest income | 1,255,000 | 2,596,000 | 3,843,000 | 5,301,000 |
| Noninterest income | 80,000 | 174,000 | 268,000 | 362,000 |
| Noninterest expense | 712,000 | 1,552,000 | 2,609,000 | 3,206,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 563,000 | 1,340,000 | 1,646,000 | 2,541,000 |
| Income tax | 180,000 | 438,000 | 532,000 | 840,000 |
| Net income | 383,000 | 902,000 | 1,114,000 | 1,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,111,000 | 12,631,000 | 12,248,000 | 12,827,000 |
| Total capital | 13,418,000 | 13,985,000 | 13,655,000 | 14,299,000 |
| Risk-weighted assets | 123,533,000 | 126,894,000 | 130,416,000 | 134,423,000 |