Call reports 2006
HENDERSON STATE BANK — 2006
What HENDERSON STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 37,552,000 | 44,637,000 | 53,348,000 | 59,632,000 |
| Total loans | 16,694,000 | 24,913,000 | 38,355,000 | 43,526,000 |
| Allowance for loan losses | 224,000 | 224,000 | 336,000 | 411,000 |
| Securities available for sale | 16,801,000 | 16,057,000 | 11,714,000 | 10,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,889,000 | 34,080,000 | 33,333,000 | 42,300,000 |
| Interest-bearing deposits | 23,041,000 | 30,283,000 | 30,700,000 | 36,699,000 |
| Noninterest-bearing deposits | 2,848,000 | 3,797,000 | 2,633,000 | 5,601,000 |
| Equity capital | 2,959,000 | 2,883,000 | 4,906,000 | 4,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 518,000 | 1,079,000 | 1,809,000 | 2,722,000 |
| Interest expense | 278,000 | 600,000 | 1,031,000 | 1,565,000 |
| Net interest income | 240,000 | 479,000 | 778,000 | 1,157,000 |
| Noninterest income | 10,000 | 24,000 | 41,000 | 59,000 |
| Noninterest expense | 213,000 | 452,000 | 732,000 | 1,038,000 |
| Provision for loan losses | 0 | 0 | 165,000 | 240,000 |
| Pretax income | -11,000 | 3,000 | -178,000 | -165,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -11,000 | 3,000 | -178,000 | -165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,172,000 | 3,174,000 | 5,028,000 | 5,044,000 |
| Total capital | 3,396,000 | 3,398,000 | 5,364,000 | 5,455,000 |
| Risk-weighted assets | 23,301,000 | 31,532,000 | 42,246,000 | 50,078,000 |