Call reports 2001
HENDERSON STATE BANK — 2001
What HENDERSON STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 35,211,000 | 35,902,000 | 36,423,000 | 38,936,000 |
| Total loans | 17,307,000 | 16,631,000 | 15,643,000 | 16,667,000 |
| Allowance for loan losses | 200,000 | 211,000 | 210,000 | 211,000 |
| Securities available for sale | 15,827,000 | 17,310,000 | 18,578,000 | 18,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,629,000 | 24,478,000 | 24,401,000 | 25,695,000 |
| Interest-bearing deposits | 21,569,000 | 21,992,000 | 21,778,000 | 21,787,000 |
| Noninterest-bearing deposits | 2,060,000 | 2,486,000 | 2,623,000 | 3,908,000 |
| Equity capital | 3,064,000 | 3,119,000 | 3,381,000 | 3,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,269,000 | 1,894,000 | 2,510,000 |
| Interest expense | 356,000 | 702,000 | 1,036,000 | 1,322,000 |
| Net interest income | 285,000 | 567,000 | 858,000 | 1,188,000 |
| Noninterest income | 7,000 | 17,000 | 26,000 | 33,000 |
| Noninterest expense | 192,000 | 390,000 | 591,000 | 810,000 |
| Provision for loan losses | 5,000 | 16,000 | 15,000 | 16,000 |
| Pretax income | 95,000 | 178,000 | 279,000 | 414,000 |
| Income tax | 7,000 | 17,000 | 41,000 | 98,000 |
| Net income | 88,000 | 161,000 | 238,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,887,000 | 2,961,000 | 3,038,000 | 3,116,000 |
| Total capital | 3,087,000 | 3,172,000 | 3,248,000 | 3,327,000 |
| Risk-weighted assets | 21,926,000 | 21,552,000 | 20,804,000 | 22,066,000 |