Call reports 2026
MCNB BANK AND TRUST CO. — 2026
What MCNB BANK AND TRUST CO. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 365,540,000 | 356,501,000 |
| Total loans | 257,861,000 | 254,204,000 |
| Allowance for loan losses | 2,727,000 | 2,632,000 |
| Securities available for sale | 77,065,000 | 78,111,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 301,468,000 | 292,238,000 |
| Interest-bearing deposits | 255,252,000 | 247,727,000 |
| Noninterest-bearing deposits | 46,216,000 | 44,511,000 |
| Equity capital | 40,909,000 | 41,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,546,000 | 9,070,000 |
| Interest expense | 1,588,000 | 3,149,000 |
| Net interest income | 2,958,000 | 5,921,000 |
| Noninterest income | 631,000 | 1,389,000 |
| Noninterest expense | 2,703,000 | 5,410,000 |
| Provision for loan losses | 37,000 | -51,000 |
| Pretax income | 823,000 | 1,954,000 |
| Income tax | 153,000 | 376,000 |
| Net income | 670,000 | 1,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 44,310,000 | 45,056,000 |