Call reports 2017
MCNB BANK AND TRUST CO. — 2017
What MCNB BANK AND TRUST CO. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 293,716,000 | 293,235,000 | 294,762,000 | 291,842,000 |
| Total loans | 194,407,000 | 192,766,000 | 192,352,000 | 193,390,000 |
| Allowance for loan losses | 3,028,000 | 3,089,000 | 3,114,000 | 3,095,000 |
| Securities available for sale | 62,038,000 | 61,859,000 | 63,284,000 | 60,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,248,000 | 247,248,000 | 250,476,000 | 248,264,000 |
| Interest-bearing deposits | 219,420,000 | 220,259,000 | 224,601,000 | 223,032,000 |
| Noninterest-bearing deposits | 28,828,000 | 26,989,000 | 25,875,000 | 25,232,000 |
| Equity capital | 30,411,000 | 30,641,000 | 30,877,000 | 30,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,608,000 | 5,363,000 | 8,138,000 | 10,975,000 |
| Interest expense | 413,000 | 838,000 | 1,306,000 | 1,790,000 |
| Net interest income | 2,195,000 | 4,525,000 | 6,832,000 | 9,185,000 |
| Noninterest income | 706,000 | 1,399,000 | 2,087,000 | 2,360,000 |
| Noninterest expense | 2,298,000 | 4,756,000 | 7,040,000 | 9,372,000 |
| Provision for loan losses | 95,000 | 190,000 | 250,000 | 250,000 |
| Pretax income | 515,000 | 988,000 | 1,639,000 | 1,944,000 |
| Income tax | 157,000 | 312,000 | 511,000 | 883,000 |
| Net income | 358,000 | 676,000 | 1,128,000 | 1,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,577,000 | 30,541,000 | 30,896,000 | 30,884,000 |
| Total capital | 33,304,000 | 33,258,000 | 33,619,000 | 33,610,000 |
| Risk-weighted assets | 217,887,000 | 217,025,000 | 217,456,000 | 217,677,000 |