Call reports 2025
COMMUNITY BANK — 2025
What COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 177,179,000 | 179,612,000 | 192,381,000 | 188,107,000 |
| Total loans | 130,496,000 | 136,797,000 | 137,768,000 | 132,643,000 |
| Allowance for loan losses | 1,419,000 | 1,459,000 | 1,504,000 | 1,450,000 |
| Securities available for sale | 6,524,000 | 7,307,000 | 8,322,000 | 9,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,402,000 | 152,977,000 | 166,218,000 | 161,070,000 |
| Interest-bearing deposits | 115,430,000 | 118,371,000 | 126,918,000 | 127,965,000 |
| Noninterest-bearing deposits | 35,972,000 | 34,606,000 | 39,300,000 | 33,105,000 |
| Equity capital | 19,599,000 | 20,617,000 | 20,046,000 | 21,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,589,000 | 5,267,000 | 8,126,000 | 10,946,000 |
| Interest expense | 713,000 | 1,414,000 | 2,166,000 | 2,856,000 |
| Net interest income | 1,876,000 | 3,853,000 | 5,960,000 | 8,090,000 |
| Noninterest income | 239,000 | 604,000 | 907,000 | 1,204,000 |
| Noninterest expense | 904,000 | 1,844,000 | 2,796,000 | 3,897,000 |
| Provision for loan losses | -2,000 | 38,000 | 88,000 | 34,000 |
| Pretax income | 1,211,000 | 2,573,000 | 3,981,000 | 5,379,000 |
| Income tax | 253,000 | 581,000 | 925,000 | 1,250,000 |
| Net income | 958,000 | 1,992,000 | 3,056,000 | 4,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,616,000 | 20,620,000 | 20,038,000 | 21,112,000 |