Call reports 2023
COMMUNITY BANK — 2023
What COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 168,723,000 | 162,136,000 | 161,280,000 | 163,088,000 |
| Total loans | 116,967,000 | 118,540,000 | 117,975,000 | 121,715,000 |
| Allowance for loan losses | 1,390,000 | 1,390,000 | 1,390,000 | 1,343,000 |
| Securities available for sale | 16,597,000 | 13,823,000 | 10,128,000 | 7,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,664,000 | 137,734,000 | 136,571,000 | 137,623,000 |
| Interest-bearing deposits | 87,293,000 | 97,327,000 | 89,948,000 | 88,448,000 |
| Noninterest-bearing deposits | 48,371,000 | 40,408,000 | 46,623,000 | 49,175,000 |
| Equity capital | 15,891,000 | 16,486,000 | 16,696,000 | 17,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,876,000 | 3,843,000 | 5,928,000 | 8,144,000 |
| Interest expense | 556,000 | 1,128,000 | 1,701,000 | 2,254,000 |
| Net interest income | 1,320,000 | 2,715,000 | 4,227,000 | 5,890,000 |
| Noninterest income | 359,000 | 628,000 | 918,000 | 1,186,000 |
| Noninterest expense | 855,000 | 1,687,000 | 2,570,000 | 3,461,000 |
| Provision for loan losses | 0 | 0 | 0 | -48,000 |
| Pretax income | 824,000 | 1,656,000 | 2,575,000 | 3,193,000 |
| Income tax | 232,000 | 442,000 | 668,000 | 818,000 |
| Net income | 592,000 | 1,214,000 | 1,907,000 | 2,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,323,000 | 16,946,000 | 17,146,000 | 17,615,000 |