Call reports 2020
COMMUNITY BANK — 2020
What COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 109,261,000 | 132,478,000 | 133,054,000 | 134,993,000 |
| Total loans | 82,883,000 | 102,279,000 | 102,928,000 | 102,766,000 |
| Allowance for loan losses | 1,181,000 | 1,253,000 | 1,253,000 | 1,254,000 |
| Securities available for sale | 6,544,000 | 6,332,000 | 4,546,000 | 7,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,699,000 | 106,490,000 | 107,644,000 | 107,891,000 |
| Interest-bearing deposits | 61,200,000 | 66,878,000 | 69,884,000 | 67,665,000 |
| Noninterest-bearing deposits | 31,500,000 | 39,612,000 | 37,760,000 | 40,226,000 |
| Equity capital | 10,730,000 | 12,052,000 | 12,657,000 | 13,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,155,000 | 2,918,000 | 4,083,000 | 5,252,000 |
| Interest expense | 126,000 | 233,000 | 332,000 | 422,000 |
| Net interest income | 1,029,000 | 2,685,000 | 3,751,000 | 4,830,000 |
| Noninterest income | 286,000 | 1,180,000 | 1,835,000 | 2,538,000 |
| Noninterest expense | 738,000 | 1,615,000 | 2,431,000 | 3,263,000 |
| Provision for loan losses | 161,000 | 232,000 | 232,000 | 232,000 |
| Pretax income | 416,000 | 2,018,000 | 2,923,000 | 3,873,000 |
| Income tax | 72,000 | 356,000 | 575,000 | 796,000 |
| Net income | 344,000 | 1,662,000 | 2,348,000 | 3,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,698,000 | 12,016,000 | 12,628,000 | 13,316,000 |
| Total capital | 11,879,000 | — | — | — |
| Risk-weighted assets | 99,470,000 | — | — | — |