Call reports 2019
COMMUNITY BANK — 2019
What COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 92,990,000 | 97,065,000 | 102,320,000 | 103,197,000 |
| Total loans | 76,559,000 | 79,895,000 | 79,275,000 | 79,801,000 |
| Allowance for loan losses | 957,000 | 971,000 | 1,013,000 | 1,018,000 |
| Securities available for sale | 6,455,000 | 5,237,000 | 5,272,000 | 4,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,740,000 | 81,641,000 | 85,724,000 | 86,911,000 |
| Interest-bearing deposits | 58,148,000 | 58,295,000 | 47,733,000 | 59,713,000 |
| Noninterest-bearing deposits | 22,592,000 | 23,346,000 | 37,991,000 | 27,198,000 |
| Equity capital | 9,403,000 | 9,721,000 | 10,162,000 | 10,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,032,000 | 2,108,000 | 3,248,000 | 4,393,000 |
| Interest expense | 110,000 | 231,000 | 372,000 | 507,000 |
| Net interest income | 922,000 | 1,877,000 | 2,876,000 | 3,886,000 |
| Noninterest income | 182,000 | 358,000 | 725,000 | 1,000,000 |
| Noninterest expense | 710,000 | 1,388,000 | 2,093,000 | 2,827,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 394,000 | 847,000 | 1,521,000 | 2,072,000 |
| Income tax | 63,000 | 176,000 | 339,000 | 473,000 |
| Net income | 331,000 | 671,000 | 1,182,000 | 1,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,434,000 | 9,723,000 | 10,164,000 | 10,581,000 |
| Total capital | 10,391,000 | 10,694,000 | 11,177,000 | 11,599,000 |
| Risk-weighted assets | 86,340,000 | 90,607,000 | 93,780,000 | 94,541,000 |