Call reports 2018
COMMUNITY BANK — 2018
What COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 91,384,000 | 91,128,000 | 91,952,000 | 93,530,000 |
| Total loans | 71,650,000 | 73,866,000 | 74,471,000 | 74,925,000 |
| Allowance for loan losses | 897,000 | 923,000 | 939,000 | 951,000 |
| Securities available for sale | 6,471,000 | 5,946,000 | 5,021,000 | 4,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,681,000 | 77,050,000 | 80,415,000 | 81,684,000 |
| Interest-bearing deposits | 52,124,000 | 52,400,000 | 54,528,000 | 55,993,000 |
| Noninterest-bearing deposits | 24,557,000 | 24,650,000 | 25,887,000 | 25,691,000 |
| Equity capital | 9,033,000 | 9,281,000 | 9,202,000 | 9,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 927,000 | 1,908,000 | 2,895,000 | 3,944,000 |
| Interest expense | 43,000 | 110,000 | 202,000 | 299,000 |
| Net interest income | 884,000 | 1,798,000 | 2,693,000 | 3,645,000 |
| Noninterest income | 180,000 | 362,000 | 538,000 | 718,000 |
| Noninterest expense | 673,000 | 1,360,000 | 2,028,000 | 2,691,000 |
| Provision for loan losses | 0 | 9,000 | 9,000 | 9,000 |
| Pretax income | 391,000 | 791,000 | 1,194,000 | 1,663,000 |
| Income tax | 37,000 | 135,000 | 234,000 | 349,000 |
| Net income | 354,000 | 656,000 | 960,000 | 1,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,112,000 | 9,364,000 | 9,291,000 | 9,590,000 |
| Total capital | 10,009,000 | 10,287,000 | 10,230,000 | 10,541,000 |
| Risk-weighted assets | 79,794,000 | 80,065,000 | 83,056,000 | 84,896,000 |