Call reports 2017
COMMUNITY BANK — 2017
What COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 95,241,000 | 91,632,000 | 92,590,000 | 89,551,000 |
| Total loans | 68,336,000 | 69,407,000 | 68,460,000 | 69,157,000 |
| Allowance for loan losses | 815,000 | 846,000 | 862,000 | 877,000 |
| Securities available for sale | 8,346,000 | 7,581,000 | 6,001,000 | 5,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,930,000 | 74,154,000 | 80,308,000 | 75,842,000 |
| Interest-bearing deposits | 56,944,000 | 51,992,000 | 52,601,000 | 52,441,000 |
| Noninterest-bearing deposits | 25,986,000 | 22,162,000 | 27,707,000 | 23,401,000 |
| Equity capital | 8,409,000 | 8,661,000 | 8,756,000 | 8,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 899,000 | 1,817,000 | 2,727,000 | 3,648,000 |
| Interest expense | 49,000 | 101,000 | 151,000 | 199,000 |
| Net interest income | 850,000 | 1,716,000 | 2,576,000 | 3,449,000 |
| Noninterest income | 140,000 | 339,000 | 570,000 | 778,000 |
| Noninterest expense | 709,000 | 1,384,000 | 2,049,000 | 2,690,000 |
| Provision for loan losses | 21,000 | 26,000 | 26,000 | 26,000 |
| Pretax income | 260,000 | 645,000 | 1,071,000 | 1,511,000 |
| Income tax | 76,000 | 218,000 | 376,000 | 538,000 |
| Net income | 184,000 | 427,000 | 695,000 | 973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,444,000 | 8,688,000 | 8,783,000 | 9,011,000 |
| Total capital | 9,259,000 | 9,534,000 | 9,645,000 | 9,888,000 |
| Risk-weighted assets | 82,568,000 | 83,454,000 | 83,360,000 | 77,447,000 |