Call reports 2016
COMMUNITY BANK — 2016
What COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 87,933,000 | 83,956,000 | 88,421,000 | 90,133,000 |
| Total loans | 59,001,000 | 60,571,000 | 59,988,000 | 65,287,000 |
| Allowance for loan losses | 745,000 | 756,000 | 768,000 | 785,000 |
| Securities available for sale | 8,011,000 | 8,878,000 | 7,779,000 | 8,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,424,000 | 71,913,000 | 76,029,000 | 76,570,000 |
| Interest-bearing deposits | 52,915,000 | 50,993,000 | 51,939,000 | 54,518,000 |
| Noninterest-bearing deposits | 21,509,000 | 20,921,000 | 24,090,000 | 22,052,000 |
| Equity capital | 7,949,000 | 8,147,000 | 8,131,000 | 8,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 800,000 | 1,628,000 | 2,474,000 | 3,346,000 |
| Interest expense | 50,000 | 102,000 | 150,000 | 198,000 |
| Net interest income | 750,000 | 1,526,000 | 2,324,000 | 3,148,000 |
| Noninterest income | 193,000 | 366,000 | 623,000 | 776,000 |
| Noninterest expense | 664,000 | 1,333,000 | 2,043,000 | 2,716,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 286,000 | 566,000 | 921,000 | 1,225,000 |
| Income tax | 85,000 | 187,000 | 318,000 | 430,000 |
| Net income | 201,000 | 379,000 | 603,000 | 795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,938,000 | 8,116,000 | 8,121,000 | 8,313,000 |
| Total capital | 8,683,000 | 8,872,000 | 8,889,000 | 9,098,000 |
| Risk-weighted assets | 81,823,000 | 83,366,000 | 85,210,000 | 90,231,000 |