Call reports 2015
COMMUNITY BANK — 2015
What COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 87,088,000 | 85,433,000 | 84,363,000 | 87,867,000 |
| Total loans | 59,036,000 | 61,489,000 | 63,035,000 | 60,574,000 |
| Allowance for loan losses | 745,000 | 745,000 | 793,000 | 733,000 |
| Securities available for sale | 9,348,000 | 8,897,000 | 8,075,000 | 8,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,163,000 | 69,588,000 | 69,015,000 | 74,387,000 |
| Interest-bearing deposits | 52,594,000 | 50,237,000 | 48,803,000 | 49,959,000 |
| Noninterest-bearing deposits | 20,569,000 | 19,351,000 | 20,211,000 | 24,428,000 |
| Equity capital | 7,637,000 | 7,804,000 | 7,716,000 | 7,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 807,000 | 1,626,000 | 2,489,000 | 3,334,000 |
| Interest expense | 56,000 | 110,000 | 164,000 | 216,000 |
| Net interest income | 751,000 | 1,516,000 | 2,325,000 | 3,118,000 |
| Noninterest income | 187,000 | 338,000 | 499,000 | 655,000 |
| Noninterest expense | 648,000 | 1,292,000 | 1,953,000 | 2,615,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 290,000 | 562,000 | 871,000 | 1,158,000 |
| Income tax | 70,000 | 167,000 | 279,000 | 383,000 |
| Net income | 220,000 | 395,000 | 592,000 | 775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,613,000 | 7,788,000 | 7,695,000 | 7,804,000 |
| Total capital | 8,406,000 | 8,581,000 | 8,488,000 | 8,537,000 |
| Risk-weighted assets | 76,483,000 | 77,388,000 | 79,878,000 | 80,557,000 |