Call reports 2014
COMMUNITY BANK — 2014
What COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 85,841,000 | 85,671,000 | 85,144,000 | 83,166,000 |
| Total loans | 55,578,000 | 58,074,000 | 60,133,000 | 59,794,000 |
| Allowance for loan losses | 786,000 | 785,000 | 787,000 | 790,000 |
| Securities available for sale | 8,367,000 | 7,845,000 | 7,318,000 | 8,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,826,000 | 71,857,000 | 72,947,000 | 70,937,000 |
| Interest-bearing deposits | 52,387,000 | 53,050,000 | 52,291,000 | 50,000,000 |
| Noninterest-bearing deposits | 18,440,000 | 18,808,000 | 20,656,000 | 20,937,000 |
| Equity capital | 8,417,000 | 8,591,000 | 7,507,000 | 7,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 781,000 | 1,605,000 | 2,453,000 | 3,300,000 |
| Interest expense | 68,000 | 135,000 | 199,000 | 260,000 |
| Net interest income | 713,000 | 1,470,000 | 2,254,000 | 3,040,000 |
| Noninterest income | 128,000 | 287,000 | 440,000 | 611,000 |
| Noninterest expense | 653,000 | 1,298,000 | 1,955,000 | 2,585,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 188,000 | 459,000 | 739,000 | 1,064,000 |
| Income tax | 16,000 | 120,000 | 225,000 | 349,000 |
| Net income | 172,000 | 339,000 | 514,000 | 715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,408,000 | 8,575,000 | 7,496,000 | 7,682,000 |
| Total capital | 9,242,000 | 9,408,000 | 8,331,000 | 8,520,000 |
| Risk-weighted assets | 67,172,000 | 69,218,000 | 74,340,000 | 74,966,000 |