Call reports 2013
COMMUNITY BANK — 2013
What COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 83,519,000 | 83,696,000 | 81,398,000 | 80,735,000 |
| Total loans | 58,341,000 | 56,961,000 | 56,631,000 | 56,201,000 |
| Allowance for loan losses | 792,000 | 794,000 | 786,000 | 787,000 |
| Securities available for sale | 7,781,000 | 8,461,000 | 8,019,000 | 7,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,450,000 | 68,782,000 | 69,002,000 | 68,170,000 |
| Interest-bearing deposits | 53,191,000 | 50,278,000 | 51,104,000 | 51,425,000 |
| Noninterest-bearing deposits | 15,259,000 | 18,503,000 | 17,898,000 | 16,744,000 |
| Equity capital | 7,902,000 | 7,976,000 | 8,113,000 | 8,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 853,000 | 1,706,000 | 2,556,000 | 3,378,000 |
| Interest expense | 102,000 | 198,000 | 286,000 | 358,000 |
| Net interest income | 751,000 | 1,508,000 | 2,270,000 | 3,020,000 |
| Noninterest income | 191,000 | 363,000 | 500,000 | 653,000 |
| Noninterest expense | 700,000 | 1,380,000 | 2,026,000 | 2,662,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 3,000 |
| Pretax income | 242,000 | 491,000 | 743,000 | 1,008,000 |
| Income tax | 75,000 | 169,000 | 263,000 | 362,000 |
| Net income | 167,000 | 322,000 | 480,000 | 646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,850,000 | 8,006,000 | 8,116,000 | 8,269,000 |
| Total capital | 8,627,000 | 8,790,000 | 8,937,000 | 9,088,000 |
| Risk-weighted assets | 62,131,000 | 62,670,000 | 65,679,000 | 65,500,000 |