Call reports 2012
COMMUNITY BANK — 2012
What COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 83,849,000 | 81,875,000 | 82,195,000 | 83,007,000 |
| Total loans | 58,579,000 | 57,664,000 | 58,670,000 | 59,688,000 |
| Allowance for loan losses | 757,000 | 765,000 | 778,000 | 777,000 |
| Securities available for sale | 6,784,000 | 7,791,000 | 7,190,000 | 7,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,946,000 | 68,965,000 | 68,355,000 | 68,381,000 |
| Interest-bearing deposits | 53,619,000 | 51,657,000 | 51,894,000 | 52,395,000 |
| Noninterest-bearing deposits | 16,327,000 | 17,308,000 | 16,461,000 | 15,986,000 |
| Equity capital | 7,545,000 | 7,488,000 | 7,650,000 | 7,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,811,000 | 2,696,000 | 3,600,000 |
| Interest expense | 126,000 | 250,000 | 364,000 | 471,000 |
| Net interest income | 776,000 | 1,561,000 | 2,332,000 | 3,129,000 |
| Noninterest income | 168,000 | 324,000 | 477,000 | 621,000 |
| Noninterest expense | 700,000 | 1,720,000 | 2,330,000 | 3,045,000 |
| Provision for loan losses | 1,000 | 3,000 | 3,000 | 26,000 |
| Pretax income | 243,000 | 162,000 | 494,000 | 735,000 |
| Income tax | 117,000 | 91,000 | 216,000 | 308,000 |
| Net income | 126,000 | 71,000 | 278,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,443,000 | 7,388,000 | 7,558,000 | 7,684,000 |
| Total capital | 8,186,000 | 8,134,000 | 8,307,000 | 8,467,000 |
| Risk-weighted assets | 59,374,000 | 59,602,000 | 59,854,000 | 62,562,000 |