Call reports 2011
COMMUNITY BANK — 2011
What COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 84,811,000 | 80,914,000 | 82,438,000 | 80,423,000 |
| Total loans | 61,410,000 | 60,658,000 | 60,714,000 | 58,929,000 |
| Allowance for loan losses | 804,000 | 851,000 | 753,000 | 757,000 |
| Securities available for sale | 6,898,000 | 6,420,000 | 6,386,000 | 6,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,458,000 | 67,413,000 | 68,639,000 | 67,103,000 |
| Interest-bearing deposits | 53,921,000 | 52,967,000 | 52,750,000 | 51,909,000 |
| Noninterest-bearing deposits | 15,537,000 | 14,447,000 | 15,888,000 | 15,194,000 |
| Equity capital | 7,251,000 | 7,344,000 | 7,479,000 | 7,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 968,000 | 1,947,000 | 2,903,000 | 3,838,000 |
| Interest expense | 176,000 | 332,000 | 476,000 | 608,000 |
| Net interest income | 792,000 | 1,615,000 | 2,427,000 | 3,230,000 |
| Noninterest income | 120,000 | 269,000 | 407,000 | 563,000 |
| Noninterest expense | 744,000 | 1,453,000 | 2,189,000 | 2,842,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 168,000 | 431,000 | 645,000 | 951,000 |
| Income tax | 70,000 | 171,000 | 249,000 | 359,000 |
| Net income | 98,000 | 260,000 | 396,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,160,000 | 7,225,000 | 7,362,000 | 7,316,000 |
| Total capital | 7,952,000 | 7,995,000 | 8,124,000 | 8,049,000 |
| Risk-weighted assets | 63,308,000 | 61,446,000 | 60,884,000 | 58,589,000 |