Call reports 2010
COMMUNITY BANK — 2010
What COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 87,661,000 | 86,767,000 | 85,965,000 | 83,995,000 |
| Total loans | 65,335,000 | 68,765,000 | 67,627,000 | 62,921,000 |
| Allowance for loan losses | 1,111,000 | 1,114,000 | 852,000 | 801,000 |
| Securities available for sale | 10,819,000 | 8,892,000 | 7,105,000 | 6,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,409,000 | 71,111,000 | 71,125,000 | 69,145,000 |
| Interest-bearing deposits | 58,468,000 | 58,415,000 | 57,098,000 | 56,784,000 |
| Noninterest-bearing deposits | 13,941,000 | 12,696,000 | 14,027,000 | 12,361,000 |
| Equity capital | 7,581,000 | 7,644,000 | 7,652,000 | 7,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,089,000 | 2,182,000 | 3,284,000 | 4,335,000 |
| Interest expense | 284,000 | 560,000 | 818,000 | 1,043,000 |
| Net interest income | 805,000 | 1,622,000 | 2,466,000 | 3,292,000 |
| Noninterest income | 119,000 | 120,000 | 269,000 | 463,000 |
| Noninterest expense | 771,000 | 1,535,000 | 2,297,000 | 3,050,000 |
| Provision for loan losses | 9,000 | 9,000 | 263,000 | 264,000 |
| Pretax income | 144,000 | 220,000 | 220,000 | 487,000 |
| Income tax | 50,000 | 75,000 | 75,000 | 169,000 |
| Net income | 94,000 | 145,000 | 145,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,452,000 | 7,503,000 | 7,503,000 | 7,675,000 |
| Total capital | 8,288,000 | 8,354,000 | 8,348,000 | 8,479,000 |
| Risk-weighted assets | 66,521,000 | 67,786,000 | 67,522,000 | 64,300,000 |