Call reports 2009
COMMUNITY BANK — 2009
What COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 92,020,000 | 87,909,000 | 92,379,000 | 88,723,000 |
| Total loans | 70,810,000 | 69,763,000 | 67,217,000 | 66,457,000 |
| Allowance for loan losses | 948,000 | 1,145,000 | 1,095,000 | 1,093,000 |
| Securities available for sale | 9,348,000 | 9,041,000 | 9,364,000 | 11,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,885,000 | 73,520,000 | 75,869,000 | 74,516,000 |
| Interest-bearing deposits | 58,873,000 | 59,524,000 | 60,636,000 | 59,875,000 |
| Noninterest-bearing deposits | 15,012,000 | 13,995,000 | 15,233,000 | 14,642,000 |
| Equity capital | 7,357,000 | 7,336,000 | 7,470,000 | 7,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,220,000 | 2,406,000 | 3,567,000 | 4,717,000 |
| Interest expense | 361,000 | 709,000 | 1,051,000 | 1,373,000 |
| Net interest income | 859,000 | 1,697,000 | 2,516,000 | 3,344,000 |
| Noninterest income | 132,000 | 263,000 | 422,000 | 548,000 |
| Noninterest expense | 752,000 | 1,487,000 | 2,253,000 | 2,950,000 |
| Provision for loan losses | 0 | 279,000 | 279,000 | 442,000 |
| Pretax income | 239,000 | 194,000 | 459,000 | 553,000 |
| Income tax | 102,000 | 84,000 | 178,000 | 209,000 |
| Net income | 137,000 | 110,000 | 281,000 | 344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,150,000 | 7,124,000 | 7,295,000 | 7,358,000 |
| Total capital | 8,044,000 | 8,001,000 | 8,170,000 | 8,219,000 |
| Risk-weighted assets | 71,434,000 | 69,866,000 | 69,695,000 | 68,628,000 |