Call reports 2002
COMMUNITY BANK — 2002
What COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,355,000 | 53,006,000 | 54,156,000 | 57,986,000 |
| Total loans | 43,025,000 | 42,507,000 | 45,035,000 | 49,718,000 |
| Allowance for loan losses | 430,000 | 436,000 | 463,000 | 497,000 |
| Securities available for sale | 2,224,000 | 2,446,000 | 2,397,000 | 1,725,000 |
| Securities held to maturity | 1,930,000 | 931,000 | 802,000 | 1,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,207,000 | 45,869,000 | 46,308,000 | 49,710,000 |
| Interest-bearing deposits | 37,344,000 | 39,734,000 | 40,191,000 | 43,092,000 |
| Noninterest-bearing deposits | 5,863,000 | 6,136,000 | 6,117,000 | 6,618,000 |
| Equity capital | 3,642,000 | 3,774,000 | 4,043,000 | 4,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 881,000 | 1,759,000 | 2,638,000 | 3,549,000 |
| Interest expense | 364,000 | 707,000 | 1,038,000 | 1,366,000 |
| Net interest income | 517,000 | 1,052,000 | 1,600,000 | 2,183,000 |
| Noninterest income | 121,000 | 246,000 | 386,000 | 562,000 |
| Noninterest expense | 462,000 | 932,000 | 1,398,000 | 1,937,000 |
| Provision for loan losses | 33,000 | 33,000 | 60,000 | 104,000 |
| Pretax income | 143,000 | 334,000 | 529,000 | 712,000 |
| Income tax | 80,000 | 152,000 | 227,000 | 296,000 |
| Net income | 63,000 | 182,000 | 302,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,616,000 | 3,735,000 | 4,006,000 | 4,219,000 |
| Total capital | 4,046,000 | 4,171,000 | 4,469,000 | 4,716,000 |
| Risk-weighted assets | 39,933,000 | 40,451,000 | 43,088,000 | 46,322,000 |