Call reports 2001
COMMUNITY BANK — 2001
What COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,537,000 | 45,662,000 | 48,773,000 | 50,283,000 |
| Total loans | 34,074,000 | 35,463,000 | 38,504,000 | 41,691,000 |
| Allowance for loan losses | 335,000 | 357,000 | 379,000 | 417,000 |
| Securities available for sale | 3,524,000 | 2,676,000 | 2,710,000 | 2,347,000 |
| Securities held to maturity | 1,753,000 | 2,255,000 | 2,366,000 | 2,131,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,075,000 | 38,546,000 | 41,912,000 | 42,992,000 |
| Interest-bearing deposits | 33,602,000 | 33,120,000 | 36,387,000 | 37,282,000 |
| Noninterest-bearing deposits | 4,473,000 | 5,426,000 | 5,526,000 | 5,710,000 |
| Equity capital | 3,201,000 | 3,319,000 | 3,467,000 | 3,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 1,842,000 | 2,786,000 | 3,712,000 |
| Interest expense | 466,000 | 953,000 | 1,406,000 | 1,825,000 |
| Net interest income | 432,000 | 889,000 | 1,380,000 | 1,887,000 |
| Noninterest income | 87,000 | 237,000 | 384,000 | 504,000 |
| Noninterest expense | 395,000 | 806,000 | 1,235,000 | 1,698,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 106,000 |
| Pretax income | 101,000 | 275,000 | 474,000 | 615,000 |
| Income tax | 4,000 | 51,000 | 126,000 | 183,000 |
| Net income | 97,000 | 224,000 | 348,000 | 432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,168,000 | 3,295,000 | 3,419,000 | 3,503,000 |
| Total capital | 3,503,000 | 3,652,000 | 3,798,000 | 3,920,000 |
| Risk-weighted assets | 33,907,000 | 34,888,000 | 36,939,000 | 38,681,000 |