Call reports 2004
MIDWESTONE BANK — 2004
What MIDWESTONE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 179,872,000 | 177,918,000 | 178,002,000 | 179,209,000 |
| Total loans | 124,547,000 | 128,750,000 | 128,369,000 | 131,220,000 |
| Allowance for loan losses | 1,157,000 | 1,199,000 | 1,205,000 | 1,152,000 |
| Securities available for sale | 36,163,000 | 31,838,000 | 31,594,000 | 30,684,000 |
| Securities held to maturity | 3,467,000 | 1,807,000 | 1,685,000 | 1,624,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,441,000 | 105,682,000 | 102,455,000 | 107,903,000 |
| Interest-bearing deposits | 106,027,000 | 103,026,000 | 99,965,000 | 104,923,000 |
| Noninterest-bearing deposits | 2,414,000 | 2,656,000 | 2,490,000 | 2,980,000 |
| Equity capital | 19,939,000 | 19,879,000 | 20,156,000 | 19,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,775,000 | 5,527,000 | 8,182,000 | 10,735,000 |
| Interest expense | 1,160,000 | 2,289,000 | 3,418,000 | 4,552,000 |
| Net interest income | 1,615,000 | 3,238,000 | 4,764,000 | 6,183,000 |
| Noninterest income | 149,000 | 401,000 | 599,000 | 826,000 |
| Noninterest expense | 1,412,000 | 2,404,000 | 3,325,000 | 4,334,000 |
| Provision for loan losses | 139,000 | 236,000 | 458,000 | 769,000 |
| Pretax income | 213,000 | 1,190,000 | 1,771,000 | 2,186,000 |
| Income tax | 52,000 | 391,000 | 583,000 | 714,000 |
| Net income | 161,000 | 799,000 | 1,188,000 | 1,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,045,000 | 13,717,000 | 13,839,000 | 13,857,000 |
| Total capital | 14,202,000 | 14,916,000 | 15,044,000 | 15,009,000 |
| Risk-weighted assets | 104,356,000 | 103,984,000 | 104,672,000 | 109,106,000 |