Call reports 2011
FIRST STATE BANK OF DIX — 2011
What FIRST STATE BANK OF DIX reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Total assets | 44,127,000 | 44,570,000 | 44,598,000 |
| Total loans | 23,269,000 | 23,419,000 | 24,285,000 |
| Allowance for loan losses | 232,000 | 298,000 | 354,000 |
| Securities available for sale | 8,073,000 | 5,677,000 | 6,057,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 40,655,000 | 41,037,000 | 41,025,000 |
| Interest-bearing deposits | 32,474,000 | 33,400,000 | 33,359,000 |
| Noninterest-bearing deposits | 8,181,000 | 7,637,000 | 7,666,000 |
| Equity capital | 3,257,000 | 3,306,000 | 3,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Interest income | 454,000 | 901,000 | 1,381,000 |
| Interest expense | 93,000 | 186,000 | 278,000 |
| Net interest income | 361,000 | 715,000 | 1,103,000 |
| Noninterest income | 57,000 | 118,000 | 179,000 |
| Noninterest expense | 341,000 | 674,000 | 992,000 |
| Provision for loan losses | 25,000 | 95,000 | 150,000 |
| Pretax income | 52,000 | 105,000 | 181,000 |
| Income tax | 13,000 | 25,000 | 61,000 |
| Net income | 39,000 | 80,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Tier 1 capital | 3,212,000 | 3,252,000 | 3,293,000 |
| Total capital | 3,444,000 | 3,550,000 | 3,619,000 |
| Risk-weighted assets | 25,589,000 | 25,450,000 | 26,018,000 |