Call reports 2008
FIRST STATE BANK OF DIX — 2008
What FIRST STATE BANK OF DIX reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 41,324,000 | 41,016,000 | 41,000,000 | 42,736,000 |
| Total loans | 24,375,000 | 23,096,000 | 22,620,000 | 22,777,000 |
| Allowance for loan losses | 212,000 | 196,000 | 211,000 | 267,000 |
| Securities available for sale | 9,621,000 | 12,434,000 | 12,986,000 | 14,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,653,000 | 35,549,000 | 35,887,000 | 37,554,000 |
| Interest-bearing deposits | 30,679,000 | 30,338,000 | 30,410,000 | 31,717,000 |
| Noninterest-bearing deposits | 4,974,000 | 5,211,000 | 5,477,000 | 5,837,000 |
| Equity capital | 3,179,000 | 3,105,000 | 3,113,000 | 3,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 568,000 | 1,103,000 | 1,632,000 | 2,171,000 |
| Interest expense | 248,000 | 481,000 | 697,000 | 900,000 |
| Net interest income | 320,000 | 622,000 | 935,000 | 1,271,000 |
| Noninterest income | 52,000 | 100,000 | 151,000 | 214,000 |
| Noninterest expense | 269,000 | 525,000 | 898,000 | 1,173,000 |
| Provision for loan losses | 20,000 | 60,000 | 120,000 | 180,000 |
| Pretax income | 99,000 | 153,000 | 84,000 | 150,000 |
| Income tax | 17,000 | 18,000 | -7,000 | 13,000 |
| Net income | 82,000 | 135,000 | 91,000 | 137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,165,000 | 3,217,000 | 3,173,000 | 3,094,000 |
| Total capital | 3,377,000 | 3,413,000 | 3,384,000 | 3,361,000 |
| Risk-weighted assets | 24,682,000 | 23,246,000 | 22,870,000 | 24,380,000 |