Call reports 2007
FIRST STATE BANK OF DIX — 2007
What FIRST STATE BANK OF DIX reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 40,525,000 | 41,949,000 | 43,168,000 | 40,504,000 |
| Total loans | 23,822,000 | 25,536,000 | 26,678,000 | 26,468,000 |
| Allowance for loan losses | 189,000 | 197,000 | 229,000 | 204,000 |
| Securities available for sale | 12,337,000 | 11,986,000 | 11,768,000 | 9,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,057,000 | 36,018,000 | 37,371,000 | 34,942,000 |
| Interest-bearing deposits | 29,643,000 | 30,789,000 | 31,836,000 | 29,757,000 |
| Noninterest-bearing deposits | 5,414,000 | 5,229,000 | 5,535,000 | 5,185,000 |
| Equity capital | 2,814,000 | 2,822,000 | 2,956,000 | 3,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 541,000 | 1,100,000 | 1,700,000 | 2,306,000 |
| Interest expense | 293,000 | 602,000 | 924,000 | 1,222,000 |
| Net interest income | 248,000 | 498,000 | 776,000 | 1,084,000 |
| Noninterest income | 48,000 | 95,000 | 142,000 | 195,000 |
| Noninterest expense | 259,000 | 518,000 | 789,000 | 1,067,000 |
| Provision for loan losses | 3,000 | 15,000 | 53,000 | 68,000 |
| Pretax income | 34,000 | 60,000 | 59,000 | 130,000 |
| Income tax | 1,000 | 2,000 | -2,000 | 6,000 |
| Net income | 33,000 | 58,000 | 61,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,887,000 | 2,962,000 | 3,019,000 | 3,082,000 |
| Total capital | 3,076,000 | 3,159,000 | 3,248,000 | 3,286,000 |
| Risk-weighted assets | 24,913,000 | 26,620,000 | 27,036,000 | 25,895,000 |