Call reports 2006
FIRST STATE BANK OF DIX — 2006
What FIRST STATE BANK OF DIX reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 36,009,000 | 36,192,000 | 38,219,000 | 40,517,000 |
| Total loans | 21,371,000 | 21,774,000 | 23,847,000 | 23,609,000 |
| Allowance for loan losses | 210,000 | 181,000 | 214,000 | 201,000 |
| Securities available for sale | 11,143,000 | 10,442,000 | 10,690,000 | 11,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,381,000 | 32,305,000 | 33,075,000 | 35,106,000 |
| Interest-bearing deposits | 27,268,000 | 27,909,000 | 28,146,000 | 29,947,000 |
| Noninterest-bearing deposits | 4,113,000 | 4,396,000 | 4,929,000 | 5,159,000 |
| Equity capital | 2,451,000 | 2,423,000 | 2,596,000 | 2,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 919,000 | 1,430,000 | 1,974,000 |
| Interest expense | 194,000 | 400,000 | 639,000 | 919,000 |
| Net interest income | 248,000 | 519,000 | 791,000 | 1,055,000 |
| Noninterest income | 36,000 | 66,000 | 108,000 | 146,000 |
| Noninterest expense | 243,000 | 502,000 | 759,000 | 1,013,000 |
| Provision for loan losses | 6,000 | 7,000 | 40,000 | 48,000 |
| Pretax income | 23,000 | 64,000 | 88,000 | 131,000 |
| Income tax | 4,000 | 12,000 | 9,000 | 7,000 |
| Net income | 19,000 | 52,000 | 79,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,583,000 | 2,616,000 | 2,687,000 | 2,854,000 |
| Total capital | 2,793,000 | 2,797,000 | 2,901,000 | 3,055,000 |
| Risk-weighted assets | 22,195,000 | 19,799,000 | 24,046,000 | 24,708,000 |