Call reports 2005
FIRST STATE BANK OF DIX — 2005
What FIRST STATE BANK OF DIX reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 30,836,000 | 33,495,000 | 34,722,000 | 36,155,000 |
| Total loans | 15,796,000 | 18,227,000 | 19,340,000 | 20,882,000 |
| Allowance for loan losses | 132,000 | 127,000 | 184,000 | 202,000 |
| Securities available for sale | 10,809,000 | 11,361,000 | 10,963,000 | 11,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,374,000 | 30,207,000 | 30,170,000 | 31,308,000 |
| Interest-bearing deposits | 25,008,000 | 25,273,000 | 25,992,000 | 27,166,000 |
| Noninterest-bearing deposits | 3,366,000 | 4,934,000 | 4,178,000 | 4,142,000 |
| Equity capital | 2,059,000 | 2,224,000 | 2,360,000 | 2,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 304,000 | 658,000 | 1,050,000 | 1,489,000 |
| Interest expense | 138,000 | 302,000 | 476,000 | 664,000 |
| Net interest income | 166,000 | 356,000 | 574,000 | 825,000 |
| Noninterest income | 29,000 | 65,000 | 98,000 | 144,000 |
| Noninterest expense | 243,000 | 484,000 | 717,000 | 960,000 |
| Provision for loan losses | 148,000 | 158,000 | 220,000 | 235,000 |
| Pretax income | -196,000 | -221,000 | -267,000 | -228,000 |
| Income tax | 0 | -76,000 | -92,000 | -78,000 |
| Net income | -196,000 | -145,000 | -175,000 | -150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,178,000 | 2,288,000 | 2,458,000 | 2,564,000 |
| Total capital | 2,310,000 | 2,415,000 | 2,642,000 | 2,766,000 |
| Risk-weighted assets | 16,876,000 | 19,272,000 | 20,317,000 | 21,857,000 |