Call reports 2004
FIRST STATE BANK OF DIX — 2004
What FIRST STATE BANK OF DIX reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 22,346,000 | 22,870,000 | 24,770,000 | 26,443,000 |
| Total loans | 12,386,000 | 13,004,000 | 13,974,000 | 14,886,000 |
| Allowance for loan losses | 108,000 | 97,000 | 100,000 | 103,000 |
| Securities available for sale | 8,093,000 | 7,477,000 | 8,602,000 | 8,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,695,000 | 20,416,000 | 21,677,000 | 22,776,000 |
| Interest-bearing deposits | 16,751,000 | 17,107,000 | 18,739,000 | 19,705,000 |
| Noninterest-bearing deposits | 2,944,000 | 3,309,000 | 2,938,000 | 3,071,000 |
| Equity capital | 2,481,000 | 2,337,000 | 2,350,000 | 2,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 256,000 | 511,000 | 771,000 | 1,048,000 |
| Interest expense | 86,000 | 171,000 | 260,000 | 360,000 |
| Net interest income | 170,000 | 340,000 | 511,000 | 688,000 |
| Noninterest income | 12,000 | 32,000 | 50,000 | 68,000 |
| Noninterest expense | 178,000 | 364,000 | 571,000 | 780,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 9,000 |
| Pretax income | 3,000 | 49,000 | 34,000 | 20,000 |
| Income tax | -2,000 | 18,000 | 18,000 | 3,000 |
| Net income | 5,000 | 31,000 | 16,000 | 17,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,373,000 | 2,389,000 | 2,363,000 | 2,355,000 |
| Total capital | 2,481,000 | 2,486,000 | 2,463,000 | 2,458,000 |
| Risk-weighted assets | 13,531,000 | 13,663,000 | 14,531,000 | 15,436,000 |