Call reports 2003
FIRST STATE BANK OF DIX — 2003
What FIRST STATE BANK OF DIX reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 20,968,000 | 21,202,000 | 20,972,000 | 21,603,000 |
| Total loans | 9,604,000 | 10,596,000 | 11,152,000 | 11,381,000 |
| Allowance for loan losses | 109,000 | 118,000 | 107,000 | 109,000 |
| Securities available for sale | 9,144,000 | 9,057,000 | 8,185,000 | 8,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,258,000 | 18,430,000 | 18,281,000 | 18,890,000 |
| Interest-bearing deposits | 15,661,000 | 15,885,000 | 15,889,000 | 16,297,000 |
| Noninterest-bearing deposits | 2,597,000 | 2,545,000 | 2,392,000 | 2,593,000 |
| Equity capital | 2,472,000 | 2,525,000 | 2,486,000 | 2,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 279,000 | 561,000 | 829,000 | 1,088,000 |
| Interest expense | 101,000 | 198,000 | 288,000 | 379,000 |
| Net interest income | 178,000 | 363,000 | 541,000 | 709,000 |
| Noninterest income | 10,000 | 22,000 | 35,000 | 47,000 |
| Noninterest expense | 127,000 | 270,000 | 415,000 | 584,000 |
| Provision for loan losses | 3,000 | 6,000 | 15,000 | 20,000 |
| Pretax income | 58,000 | 110,000 | 148,000 | 159,000 |
| Income tax | 14,000 | 26,000 | 31,000 | 28,000 |
| Net income | 44,000 | 84,000 | 117,000 | 131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,333,000 | 2,364,000 | 2,386,000 | 2,392,000 |
| Total capital | 2,442,000 | 2,482,000 | 2,493,000 | 2,501,000 |
| Risk-weighted assets | 11,203,000 | 12,235,000 | 12,372,000 | 12,580,000 |