Call reports 2002
FIRST STATE BANK OF DIX — 2002
What FIRST STATE BANK OF DIX reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,181,000 | 19,493,000 | 19,733,000 | 20,124,000 |
| Total loans | 8,350,000 | 8,705,000 | 9,496,000 | 9,719,000 |
| Allowance for loan losses | 117,000 | 107,000 | 107,000 | 107,000 |
| Securities available for sale | 9,771,000 | 9,708,000 | 8,381,000 | 9,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,865,000 | 16,729,000 | 17,076,000 | 17,412,000 |
| Interest-bearing deposits | 14,685,000 | 14,204,000 | 14,839,000 | 15,267,000 |
| Noninterest-bearing deposits | 2,180,000 | 2,525,000 | 2,237,000 | 2,145,000 |
| Equity capital | 2,143,000 | 2,342,000 | 2,423,000 | 2,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 294,000 | 584,000 | 869,000 | 1,155,000 |
| Interest expense | 135,000 | 259,000 | 371,000 | 484,000 |
| Net interest income | 159,000 | 325,000 | 498,000 | 671,000 |
| Noninterest income | 14,000 | 27,000 | 39,000 | 49,000 |
| Noninterest expense | 127,000 | 251,000 | 384,000 | 533,000 |
| Provision for loan losses | 4,000 | 6,000 | 7,000 | 7,000 |
| Pretax income | 42,000 | 95,000 | 151,000 | 187,000 |
| Income tax | 9,000 | 21,000 | 35,000 | 41,000 |
| Net income | 33,000 | 74,000 | 116,000 | 146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,202,000 | 2,248,000 | 2,280,000 | 2,300,000 |
| Total capital | 2,319,000 | 2,355,000 | 2,387,000 | 2,407,000 |
| Risk-weighted assets | 9,789,000 | 10,187,000 | 10,731,000 | 10,849,000 |