Call reports 2001
FIRST STATE BANK OF DIX — 2001
What FIRST STATE BANK OF DIX reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,562,000 | 18,139,000 | 18,652,000 | 19,810,000 |
| Total loans | 7,080,000 | 8,065,000 | 8,311,000 | 8,495,000 |
| Allowance for loan losses | 110,000 | 116,000 | 116,000 | 116,000 |
| Securities available for sale | 8,660,000 | 8,945,000 | 8,830,000 | 10,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,229,000 | 15,749,000 | 16,129,000 | 16,909,000 |
| Interest-bearing deposits | 13,355,000 | 14,040,000 | 14,232,000 | 14,447,000 |
| Noninterest-bearing deposits | 1,874,000 | 1,709,000 | 1,897,000 | 2,462,000 |
| Equity capital | 2,134,000 | 2,170,000 | 2,271,000 | 2,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 298,000 | 608,000 | 921,000 | 1,235,000 |
| Interest expense | 162,000 | 324,000 | 484,000 | 636,000 |
| Net interest income | 136,000 | 284,000 | 437,000 | 599,000 |
| Noninterest income | 11,000 | 21,000 | 33,000 | 43,000 |
| Noninterest expense | 120,000 | 235,000 | 357,000 | 474,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 31,000 | 77,000 | 120,000 | 175,000 |
| Income tax | 7,000 | 14,000 | 22,000 | 35,000 |
| Net income | 24,000 | 63,000 | 98,000 | 140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,092,000 | 2,131,000 | 2,156,000 | 2,178,000 |
| Total capital | 2,198,000 | 2,245,000 | 2,272,000 | 2,294,000 |
| Risk-weighted assets | 8,470,000 | 9,114,000 | 9,556,000 | 9,953,000 |