Call reports 2012
LAKE SUNAPEE BANK, FSB — 2012
What LAKE SUNAPEE BANK, FSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,095,746,000 | 1,138,041,000 | 1,114,742,000 | 1,268,609,000 |
| Total loans | 750,495,000 | 810,425,000 | 830,490,000 | 924,186,000 |
| Allowance for loan losses | 8,959,000 | 9,106,000 | 9,760,000 | 9,909,000 |
| Securities available for sale | 204,172,000 | 187,000,000 | 174,256,000 | 212,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 820,341,000 | 833,588,000 | 837,836,000 | 956,150,000 |
| Interest-bearing deposits | 789,545,000 | 801,091,000 | 804,356,000 | 917,425,000 |
| Noninterest-bearing deposits | 30,796,000 | 32,497,000 | 33,480,000 | 38,725,000 |
| Equity capital | 122,884,000 | 125,213,000 | 128,304,000 | 145,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,025,000 | 18,194,000 | 27,264,000 | 36,352,000 |
| Interest expense | 1,674,000 | 3,271,000 | 4,842,000 | 6,375,000 |
| Net interest income | 7,351,000 | 14,923,000 | 22,422,000 | 29,977,000 |
| Noninterest income | 2,351,000 | 5,275,000 | 8,567,000 | 13,909,000 |
| Noninterest expense | 7,289,000 | 14,528,000 | 21,609,000 | 30,632,000 |
| Provision for loan losses | 150,000 | 1,200,000 | 2,200,000 | 2,650,000 |
| Pretax income | 3,414,000 | 6,794,000 | 10,594,000 | 14,423,000 |
| Income tax | 1,146,000 | 2,287,000 | 3,575,000 | 4,815,000 |
| Net income | 2,268,000 | 4,507,000 | 7,019,000 | 9,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,214,000 | 97,537,000 | 100,110,000 | 108,546,000 |
| Total capital | 103,745,000 | 106,665,000 | 108,237,000 | 118,109,000 |
| Risk-weighted assets | 699,366,000 | 753,947,000 | 707,055,000 | 805,695,000 |