Call reports 2016
PARK STERLING BANK — 2016
What PARK STERLING BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,145,141,000 | 3,166,050,000 | 3,219,651,000 | 3,248,124,000 |
| Total loans | 2,286,736,000 | 2,338,864,000 | 2,384,153,000 | 2,420,183,000 |
| Allowance for loan losses | 9,832,000 | 10,873,000 | 11,612,000 | 12,125,000 |
| Securities available for sale | 386,182,000 | 382,422,000 | 394,916,000 | 392,536,000 |
| Securities held to maturity | 104,459,000 | 102,125,000 | 99,415,000 | 91,752,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,504,805,000 | 2,480,495,000 | 2,491,418,000 | 2,518,012,000 |
| Interest-bearing deposits | 2,028,937,000 | 1,977,228,000 | 1,978,686,000 | 1,992,456,000 |
| Noninterest-bearing deposits | 475,868,000 | 503,267,000 | 512,732,000 | 525,556,000 |
| Equity capital | 397,929,000 | 402,675,000 | 408,142,000 | 407,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 30,032,000 | 59,610,000 | 88,933,000 | 119,026,000 |
| Interest expense | 2,759,000 | 5,531,000 | 8,285,000 | 11,056,000 |
| Net interest income | 27,273,000 | 54,079,000 | 80,648,000 | 107,970,000 |
| Noninterest income | 4,717,000 | 10,000,000 | 15,933,000 | 19,777,000 |
| Noninterest expense | 25,705,000 | 46,986,000 | 68,204,000 | 90,868,000 |
| Provision for loan losses | 556,000 | 1,438,000 | 2,081,000 | 2,631,000 |
| Pretax income | 5,723,000 | 15,562,000 | 26,203,000 | 34,162,000 |
| Income tax | 1,874,000 | 4,919,000 | 8,110,000 | 9,621,000 |
| Net income | 3,849,000 | 10,643,000 | 18,093,000 | 24,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 324,185,000 | 329,510,000 | 335,351,000 | 338,881,000 |
| Total capital | 334,017,000 | 340,424,000 | 346,966,000 | 351,006,000 |
| Risk-weighted assets | 2,510,371,000 | 2,536,749,000 | 2,595,405,000 | 2,611,576,000 |