Call reports 2015
PARK STERLING BANK — 2015
What PARK STERLING BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,388,825,000 | 2,435,392,000 | 2,475,382,000 | 2,480,796,000 |
| Total loans | 1,624,839,000 | 1,668,164,000 | 1,705,269,000 | 1,746,758,000 |
| Allowance for loan losses | 8,590,000 | 8,468,000 | 8,742,000 | 9,064,000 |
| Securities available for sale | 370,136,000 | 390,556,000 | 389,851,000 | 373,448,000 |
| Securities held to maturity | 108,918,000 | 111,633,000 | 109,072,000 | 106,457,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,889,378,000 | 1,879,375,000 | 1,949,880,000 | 1,961,154,000 |
| Interest-bearing deposits | 1,542,648,000 | 1,527,779,000 | 1,576,042,000 | 1,601,826,000 |
| Noninterest-bearing deposits | 346,730,000 | 351,596,000 | 373,838,000 | 359,328,000 |
| Equity capital | 288,824,000 | 291,020,000 | 295,854,000 | 298,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 22,042,000 | 44,364,000 | 66,660,000 | 88,771,000 |
| Interest expense | 1,431,000 | 2,922,000 | 4,641,000 | 6,491,000 |
| Net interest income | 20,611,000 | 41,442,000 | 62,019,000 | 82,280,000 |
| Noninterest income | 4,470,000 | 8,519,000 | 12,866,000 | 17,693,000 |
| Noninterest expense | 18,759,000 | 36,441,000 | 53,960,000 | 71,367,000 |
| Provision for loan losses | 180,000 | 314,000 | 314,000 | 723,000 |
| Pretax income | 6,142,000 | 13,206,000 | 20,665,000 | 27,937,000 |
| Income tax | 1,825,000 | 4,098,000 | 6,190,000 | 8,142,000 |
| Net income | 4,317,000 | 9,108,000 | 14,475,000 | 19,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 251,317,000 | 249,677,000 | 255,075,000 | 259,290,000 |
| Total capital | 260,153,000 | 258,255,000 | 263,817,000 | 268,354,000 |
| Risk-weighted assets | 1,716,220,000 | 1,851,366,000 | 1,886,193,000 | 1,935,503,000 |