Call reports 2013
PARK STERLING BANK — 2013
What PARK STERLING BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,967,460,000 | 1,960,241,000 | 1,928,764,000 | 1,948,151,000 |
| Total loans | 1,341,408,000 | 1,315,644,000 | 1,319,412,000 | 1,298,238,000 |
| Allowance for loan losses | 10,749,000 | 10,847,000 | 8,652,000 | 8,831,000 |
| Securities available for sale | 281,939,000 | 313,161,000 | 311,932,000 | 333,137,000 |
| Securities held to maturity | 0 | 0 | 26,636,000 | 51,972,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,603,121,000 | 1,604,238,000 | 1,568,399,000 | 1,610,353,000 |
| Interest-bearing deposits | 1,337,890,000 | 1,327,859,000 | 1,298,030,000 | 1,344,023,000 |
| Noninterest-bearing deposits | 265,231,000 | 276,379,000 | 270,369,000 | 266,330,000 |
| Equity capital | 269,447,000 | 268,417,000 | 251,096,000 | 254,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 19,134,000 | 39,085,000 | 58,633,000 | 78,049,000 |
| Interest expense | 1,348,000 | 2,581,000 | 3,763,000 | 5,422,000 |
| Net interest income | 17,786,000 | 36,504,000 | 54,870,000 | 72,627,000 |
| Noninterest income | 4,507,000 | 9,387,000 | 12,028,000 | 16,417,000 |
| Noninterest expense | 16,834,000 | 34,519,000 | 49,469,000 | 64,973,000 |
| Provision for loan losses | 309,000 | 384,000 | -35,000 | 746,000 |
| Pretax income | 5,150,000 | 11,133,000 | 17,609,000 | 23,464,000 |
| Income tax | 1,724,000 | 3,692,000 | 5,798,000 | 7,359,000 |
| Net income | 3,426,000 | 7,441,000 | 11,811,000 | 16,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 197,381,000 | 199,900,000 | 185,959,000 | 193,829,000 |
| Total capital | 215,025,000 | 217,642,000 | 201,506,000 | 209,786,000 |
| Risk-weighted assets | 1,431,864,000 | 1,394,844,000 | 1,406,560,000 | 1,420,781,000 |