Call reports 2012
PARK STERLING BANK — 2012
What PARK STERLING BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,075,454,000 | 1,064,366,000 | 1,054,555,000 | 2,010,386,000 |
| Total loans | 735,918,000 | 717,837,000 | 714,378,000 | 1,370,854,000 |
| Allowance for loan losses | 9,556,000 | 9,431,000 | 9,208,000 | 10,591,000 |
| Securities available for sale | 179,519,000 | 171,040,000 | 162,121,000 | 228,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 855,913,000 | 842,076,000 | 831,739,000 | 1,634,207,000 |
| Interest-bearing deposits | 707,508,000 | 683,195,000 | 665,776,000 | 1,388,573,000 |
| Noninterest-bearing deposits | 148,405,000 | 158,881,000 | 165,963,000 | 245,634,000 |
| Equity capital | 143,591,000 | 144,868,000 | 146,082,000 | 265,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 12,947,000 | 24,191,000 | 35,268,000 | 56,462,000 |
| Interest expense | 1,501,000 | 2,891,000 | 4,201,000 | 5,809,000 |
| Net interest income | 11,446,000 | 21,300,000 | 31,067,000 | 50,653,000 |
| Noninterest income | 2,012,000 | 4,448,000 | 6,599,000 | 10,668,000 |
| Noninterest expense | 10,974,000 | 21,865,000 | 33,507,000 | 53,867,000 |
| Provision for loan losses | 123,000 | 1,022,000 | 1,029,000 | 2,023,000 |
| Pretax income | 2,361,000 | 3,350,000 | 3,619,000 | 5,920,000 |
| Income tax | 825,000 | 1,076,000 | 1,535,000 | 2,306,000 |
| Net income | 1,536,000 | 2,274,000 | 2,084,000 | 3,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,998,000 | 106,733,000 | 109,231,000 | 193,018,000 |
| Total capital | 122,449,000 | 123,059,000 | 125,334,000 | 210,504,000 |
| Risk-weighted assets | 776,468,000 | 759,221,000 | 763,026,000 | 1,452,795,000 |