Call reports 2011
PARK STERLING BANK — 2011
What PARK STERLING BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 552,091,000 | 534,834,000 | 505,619,000 | 1,052,116,000 |
| Total loans | 388,187,000 | 381,966,000 | 368,970,000 | 765,301,000 |
| Allowance for loan losses | 11,768,000 | 11,277,000 | 9,832,000 | 10,154,000 |
| Securities available for sale | 85,732,000 | 85,670,000 | 84,446,000 | 155,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,512,000 | 404,252,000 | 375,006,000 | 846,270,000 |
| Interest-bearing deposits | 384,414,000 | 361,761,000 | 332,102,000 | 703,984,000 |
| Noninterest-bearing deposits | 37,098,000 | 42,491,000 | 42,904,000 | 142,286,000 |
| Equity capital | 98,443,000 | 97,579,000 | 98,078,000 | 136,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,651,000 | 10,675,000 | 15,484,000 | 24,426,000 |
| Interest expense | 1,698,000 | 3,284,000 | 4,641,000 | 6,073,000 |
| Net interest income | 3,953,000 | 7,391,000 | 10,843,000 | 18,353,000 |
| Noninterest income | 93,000 | 99,000 | 266,000 | 1,723,000 |
| Noninterest expense | 4,274,000 | 8,807,000 | 13,491,000 | 21,406,000 |
| Provision for loan losses | 4,461,000 | 7,707,000 | 8,274,000 | 9,385,000 |
| Pretax income | -4,670,000 | -9,004,000 | -10,636,000 | -10,695,000 |
| Income tax | -1,781,000 | -3,570,000 | -4,012,000 | -4,944,000 |
| Net income | -2,889,000 | -5,434,000 | -6,624,000 | -5,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,141,000 | 91,350,000 | 86,711,000 | 100,147,000 |
| Total capital | 106,280,000 | 103,432,000 | 98,855,000 | 117,145,000 |
| Risk-weighted assets | 412,966,000 | 408,871,000 | 415,314,000 | 808,163,000 |