Call reports 2010
PARK STERLING BANK — 2010
What PARK STERLING BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 474,250,000 | 488,314,000 | 632,637,000 | 616,102,000 |
| Total loans | 394,500,000 | 399,376,000 | 397,659,000 | 399,830,000 |
| Allowance for loan losses | 8,380,000 | 8,974,000 | 13,150,000 | 12,424,000 |
| Securities available for sale | 43,190,000 | 40,288,000 | 115,357,000 | 140,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,172,000 | 411,787,000 | 417,158,000 | 407,820,000 |
| Interest-bearing deposits | 366,580,000 | 384,466,000 | 386,682,000 | 371,487,000 |
| Noninterest-bearing deposits | 26,592,000 | 27,321,000 | 30,476,000 | 36,333,000 |
| Equity capital | 46,421,000 | 46,690,000 | 183,847,000 | 177,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,651,000 | 11,289,000 | 16,848,000 | 22,642,000 |
| Interest expense | 1,901,000 | 3,781,000 | 5,710,000 | 7,608,000 |
| Net interest income | 3,750,000 | 7,508,000 | 11,138,000 | 15,034,000 |
| Noninterest income | 21,000 | -181,000 | -271,000 | -215,000 |
| Noninterest expense | 2,042,000 | 4,296,000 | 7,171,000 | 10,730,000 |
| Provision for loan losses | 1,531,000 | 2,625,000 | 8,768,000 | 17,005,000 |
| Pretax income | 216,000 | 425,000 | -5,053,000 | -12,897,000 |
| Income tax | 59,000 | 95,000 | -1,714,000 | -5,038,000 |
| Net income | 157,000 | 330,000 | -3,339,000 | -7,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,138,000 | 44,262,000 | 182,234,000 | 173,395,000 |
| Total capital | 57,305,000 | 56,429,000 | 194,513,000 | 185,768,000 |
| Risk-weighted assets | 418,639,000 | 418,039,000 | 422,956,000 | 431,324,000 |