Call reports 2009
PARK STERLING BANK — 2009
What PARK STERLING BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 444,503,000 | 472,811,000 | 470,701,000 | 473,125,000 |
| Total loans | 387,132,000 | 392,859,000 | 393,384,000 | 397,564,000 |
| Allowance for loan losses | 5,807,000 | 6,226,000 | 7,041,000 | 7,402,000 |
| Securities available for sale | 35,478,000 | 37,252,000 | 40,406,000 | 42,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,943,000 | 393,041,000 | 389,242,000 | 392,672,000 |
| Interest-bearing deposits | 351,414,000 | 372,366,000 | 366,204,000 | 368,547,000 |
| Noninterest-bearing deposits | 17,529,000 | 20,675,000 | 23,039,000 | 24,125,000 |
| Equity capital | 45,471,000 | 45,018,000 | 46,213,000 | 46,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,051,000 | 10,442,000 | 16,007,000 | 21,657,000 |
| Interest expense | 2,650,000 | 4,987,000 | 7,270,000 | 9,289,000 |
| Net interest income | 2,401,000 | 5,455,000 | 8,737,000 | 12,368,000 |
| Noninterest income | -6,000 | 8,000 | 34,000 | 48,000 |
| Noninterest expense | 1,839,000 | 3,884,000 | 5,900,000 | 7,980,000 |
| Provision for loan losses | 284,000 | 704,000 | 1,854,000 | 3,272,000 |
| Pretax income | 272,000 | 527,000 | 669,000 | 816,000 |
| Income tax | 86,000 | 183,000 | 210,000 | 239,000 |
| Net income | 186,000 | 344,000 | 459,000 | 577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,010,000 | 44,333,000 | 44,615,000 | 44,876,000 |
| Total capital | 49,157,000 | 56,459,000 | 56,707,000 | 57,060,000 |
| Risk-weighted assets | 411,073,000 | 417,484,000 | 413,894,000 | 421,018,000 |