Call reports 2007
PARK STERLING BANK — 2007
What PARK STERLING BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 105,045,000 | 147,656,000 | 180,039,000 | 246,667,000 |
| Total loans | 91,544,000 | 133,347,000 | 158,461,000 | 226,541,000 |
| Allowance for loan losses | 1,374,000 | 2,001,000 | 2,379,000 | 3,398,000 |
| Securities available for sale | 7,078,000 | 9,531,000 | 11,424,000 | 14,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,298,000 | 104,475,000 | 135,779,000 | 185,602,000 |
| Interest-bearing deposits | 59,387,000 | 97,188,000 | 128,779,000 | 177,444,000 |
| Noninterest-bearing deposits | 2,912,000 | 7,287,000 | 7,001,000 | 8,158,000 |
| Equity capital | 42,241,000 | 41,431,000 | 42,154,000 | 42,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,533,000 | 3,880,000 | 7,081,000 | 10,989,000 |
| Interest expense | 480,000 | 1,446,000 | 2,952,000 | 4,838,000 |
| Net interest income | 1,053,000 | 2,434,000 | 4,129,000 | 6,151,000 |
| Noninterest income | 3,000 | 7,000 | 10,000 | 13,000 |
| Noninterest expense | 1,121,000 | 2,397,000 | 3,807,000 | 5,278,000 |
| Provision for loan losses | 734,000 | 1,361,000 | 1,739,000 | 2,758,000 |
| Pretax income | -799,000 | -1,317,000 | -1,407,000 | -1,872,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -799,000 | -1,317,000 | -1,407,000 | -1,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,231,000 | 41,788,000 | 41,797,000 | 41,446,000 |
| Total capital | 43,478,000 | 43,601,000 | 43,929,000 | 44,527,000 |
| Risk-weighted assets | 99,676,000 | 144,827,000 | 170,282,000 | 246,173,000 |