Call reports 2006
PARK STERLING BANK — 2006
What PARK STERLING BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q4 |
|---|---|
| Total assets | 68,424,000 |
| Total loans | 42,647,000 |
| Allowance for loan losses | 640,000 |
| Securities available for sale | 4,572,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 25,409,000 |
| Interest-bearing deposits | 24,099,000 |
| Noninterest-bearing deposits | 1,310,000 |
| Equity capital | 42,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q4 |
|---|---|
| Interest income | 1,081,000 |
| Interest expense | 159,000 |
| Net interest income | 922,000 |
| Noninterest income | 1,000 |
| Noninterest expense | 3,297,000 |
| Provision for loan losses | 640,000 |
| Pretax income | -3,014,000 |
| Income tax | 0 |
| Net income | -3,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q4 |
|---|---|
| Tier 1 capital | 42,965,000 |
| Total capital | 43,570,000 |
| Risk-weighted assets | 48,841,000 |