Call reports 2001
STONE COUNTY NATIONAL BANK — 2001
What STONE COUNTY NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 61,071,000 | 60,193,000 | 58,185,000 | 59,577,000 |
| Total loans | 31,127,000 | 31,259,000 | 30,792,000 | 31,254,000 |
| Allowance for loan losses | 331,000 | 361,000 | 404,000 | 421,000 |
| Securities available for sale | 24,649,000 | 23,265,000 | 21,769,000 | 22,381,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,587,000 | 52,774,000 | 50,424,000 | 52,414,000 |
| Interest-bearing deposits | 46,804,000 | 45,456,000 | 43,144,000 | 44,791,000 |
| Noninterest-bearing deposits | 6,783,000 | 7,318,000 | 7,280,000 | 7,623,000 |
| Equity capital | 6,323,000 | 6,391,000 | 6,644,000 | 6,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,159,000 | 2,265,000 | 3,343,000 | 4,357,000 |
| Interest expense | 563,000 | 1,098,000 | 1,591,000 | 2,012,000 |
| Net interest income | 596,000 | 1,167,000 | 1,752,000 | 2,345,000 |
| Noninterest income | 108,000 | 224,000 | 324,000 | 426,000 |
| Noninterest expense | 407,000 | 832,000 | 1,244,000 | 1,674,000 |
| Provision for loan losses | 30,000 | 90,000 | 150,000 | 190,000 |
| Pretax income | 267,000 | 469,000 | 682,000 | 908,000 |
| Income tax | 75,000 | 136,000 | 216,000 | 290,000 |
| Net income | 192,000 | 333,000 | 466,000 | 618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,058,000 | 6,126,000 | 6,258,000 | 5,953,000 |
| Total capital | 6,389,000 | 6,487,000 | 6,662,000 | 6,374,000 |
| Risk-weighted assets | 34,588,000 | 34,391,000 | 33,680,000 | 34,490,000 |