Call report 2007Q4
SOMERVILLE BANK & TRUST COMPANY, THE — 2007Q4
The 22 measures SOMERVILLE BANK & TRUST COMPANY, THE reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 191,650,000 | USD | evidence → |
| Total loans | 114,356,000 | USD | evidence → |
| Allowance for loan losses | 1,908,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 171,562,000 | USD | evidence → |
| Interest-bearing deposits | 147,263,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,299,000 | USD | evidence → |
| Equity capital | 18,407,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,875,000 | USD | evidence → |
| Interest expense | 6,216,000 | USD | evidence → |
| Net interest income | 6,659,000 | USD | evidence → |
| Noninterest income | 712,000 | USD | evidence → |
| Noninterest expense | 3,603,000 | USD | evidence → |
| Provision for loan losses | -553,000 | USD | evidence → |
| Pretax income | 4,321,000 | USD | evidence → |
| Income tax | 1,519,000 | USD | evidence → |
| Net income | 2,802,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,783,000 | USD | evidence → |
| Total capital | 14,965,000 | USD | evidence → |
| Risk-weighted assets | 93,813,000 | USD | evidence → |